Tag Archives: united-states

IVA Funds Annual Report

The IVA International and Worldwide Fund have had great returns. Both fund hold high amounts of cash. The holdings are very diversified. The IVA International Fund (MUTF: IVIQX ) and the IVA Worldwide Fund (MUTF: IVWIX ) have come out with an Annual Report, which can be found here . Charles de Vaulx and Chuck de Lardamelle are two very well known value managers who run diversified portfolios with some stocks that you won’t see anywhere else. The Worldwide has averaged 9.03% (Institutional Class) since October 1, 2008, versus 6.03% for the MSCI All Country World Index. The International (Institutional Class) has averaged 9.00% over that time frame. Both very good returns. The Worldwide Fund has a broad portfolio including: 4.6% in gold, 3.5% in Berkshire Hathaway (NYSE: BRK.A ), and 3.3% in Astellas Pharmaceuticals ( OTCPK:ALPMY ). What is interesting is that the fund holds 35.2% in short term investments and 3.2% in sovereign bonds. So almost 40% in cash and over 5% in gold and gold mining. Looks to me like they’re pretty bearish on things. 22.9% of the portfolio is in the U.S., 6% France, and 7% Japan. According to the Annual Report: Our currency hedges helped to offset losses from the strong U.S. dollar, contributing 1.5% to return. At the end of the period, our currency hedges were 51% Japanese yen, 39% Australian dollar, 29% South Korean won, and 30% euro. What I love about these funds is that you just can’t find these stocks any place else. Who else owns Hong Kong & Shanghai Hotels ( OTCPK:HKSHY )? It’s a 50 cent dollar. It’s probably trading at half of net asset value. Who owns bonds in French conglomerate Wendel ( OTCPK:WNDLF )? Their holdings are off the wall and I love it! I don’t need active management to buy Coca-Cola (NYSE: KO ) and GE (NYSE: GE ). Why pay a high fee for glorified index funds. The International Fund has a similar make up to the Worldwide Fund. 35.2% are short term investments, 8.5% in fixed income, and 4.6% in gold. These are not your run of the mill mutual funds. These managers are allowed to invest as they feel. Some of the larger holdings are the same as noted above plus Nestle ( OTCPK:NSRGY ), Newscorp (NASDAQ: NWS ), and Samsung ( OTC:SSNLF ). International hedged its currencies as well which helped to mitigate the strong dollar. Barron’s wrote an article on the two funds. The article suggests that independent fund companies like IVA have lower fees and less conflicts of interest than funds owned by Wall Street banks. I tend to agree. Are these two managers going to jump ship for higher pay? Probably not as they most certainly have ownership in the firm. I suggest you go to the link and look at the Annual Report. There are so many names that you are probably not familiar with that you are bound to learn something. The Institutional Class’s expense ratio is 1% for each fund. I find that to be quite reasonable. de Vaulx and de Lardamelle have done a good job managing these funds. Putting together a portfolio like this is very difficult for the average person. You may be able to buy American blue chips but can you buy foreign bonds and then hedge the currencies? Probably not. Though the funds are closed to new investors, perhaps they will open again in the future. They are a good addition to a portfolio. Editor’s Note: This article discusses one or more securities that do not trade on a major U.S. exchange. Please be aware of the risks associated with these stocks.

6 Weekly Sentiment Charts – SPY Plunging With Deteriorating Sentiment

Summary The time to buy stocks is when there is “blood in the streets”. In late August through early September, my sentiment charts were screaming BUY. Charts 1a & 1b suggest we had a major market low. The Market & Sentiment Recovered. SPY is plunging today following deteriorating sentiment. The time to buy stocks is when there is “blood in the streets” when others are fearful and selling. In late August through early September, my investor sentiment charts were screaming BUY and I added to many positions during this time. Since then, investor sentiment recovered quickly and I took some profits. Now I wait for extreme levels to buy back or take more profits. Every week I review my sentiment charts of the weekly data. In this article, I compare the sentiment levels from various surveys in my table to get an idea of overall investor sentiment. After making his fortune buying during the panic that after Napoleon’s Battle of Waterloo, 18th century British nobleman and member of the Rothschild banking family, Baron Nathan Rothschild, is often credited for telling his clients that “The time to buy is when there’s blood in the streets.” (See ” When There’s Blood In The Streets “) I’ve explained in past articles such as ” SPY 8% Off Record High While WLI Rises To 6-Week High ” why I like SPY as an investment for the long-term. I use fundamentals to pick individual stocks and SPY for my portfolio, but I seldom buy as they are making new 52-week highs. I try to buy when they are on sale and when the blood is running in the streets. To get better prices, I start with my list of “Explore Portfolio” stock picks then wait for market pullbacks and extreme negative sentiment levels to buy if they haven’t quite reached the “low ball” prices I set ahead of time to buy during market panics and other periods of market inefficiency. Said another way, I like to take profits as markets make new highs then buy back shares when my sentiment charts loudly shout at once “Buy” as most investors are afraid and selling. On August 25, 2015, when the S&P500 made its closing low for the year, most of my sentiment indicators were at screaming buy levels not seen since the 21% bear market correction in 2011. Below is a market summary for the closing prices showing four major indexes were down double digits from record highs. Some of the sentiment indicators I track are still improving and have yet to reach extreme levels. Others, like the ten day moving average of the put to call ratio. CPC-MA(10), shown below fell enough that along with the recent market recovery, I took some profits in my stocks. Now the CPC-MA(10) is rising which indicates the short-term path of least resistance for SPY is lower until this turns down again. The extent of the pullback from here is unknown but we get a large enough decline to buy back some of what I took profits in earlier, they I will be a buyer again. Chart 1a: Put-to-Call Ratio – 10 & 66 day moving averages – 10-Years : Chart courtesy of Stockcharts.com Chart shows the ten day moving average, MA(10), of the Put-to-Call ratio was above its 1.25 peak value at the bottom of the 2011 mini bear market correction. (click to enlarge) If you have other favorite sentiment indicators you want tracked in my table, then let me know in the comments and I will consider adding them to future articles. What follows are the charts and brief explanations for the measures of sentiment I follow, in no particular order of importance. Chart 1b: Put-to-Call Ratio – 10 day moving average – 3-Years chart courtesy of Stockcharts.com (click to enlarge) Chart 2: AAII American Association of Individual Investors Sentiment Survey Numbers posted weekly here on Seeking Alpha From AAII Sentiment Indicator , “The sentiment survey, taken once a week on the AAII web site, measures the percentage of individual investors who take the survey who are bullish, neutral and bearish.” (click to enlarge) Chart 3: II: Investor’s Intelligence Survey From Investors’ Intelligence Sentiment Indicator : The “Investors Intelligence Survey” or IIS questions stock-market newsletter writers once a week to see if they were bullish or bearish on the stock markets in the near-term. Newsletter writers have a large following as a group and are thus considered “market experts.” Investor’s Intelligence web site (click to enlarge) (click to enlarge) Chart 4: Ticker Sense Blogger Sentiment vs. S&P500 From Ticker Sense Blogger Sentiment Poll : “The Ticker Sense Blogger Sentiment Poll is a survey of the web’s most prominent investment bloggers, asking “What is your outlook on the S&P 500 for the next 30 days?” Conducted on a weekly basis, the poll is sent to participants each Thursday, and the results are released on Ticker Sense each Monday. The goal of this poll is to gain a consensus view on the market from the top investment bloggers — a community that continues to grow as a valued source of investment insight. © Copyright 2015 Ticker Sense Blogger Sentiment Poll.” (click to enlarge) Chart 5: NAAIM Exposure Index From NAAIM Exposure Index – National Association of Active Investment Managers, “The NAAIM Exposure Index represents the average exposure to US Equity markets reported by our members.” Screenshot courtesy of NAAIM Chart 6: CNN Money Fear & Greed Index The CNN Money Fear & Greed Index is derived from seven indicators explained here Screenshot courtesy of CNN (click to enlarge) Chart 7: SPY Charts Top (black) is SPY adjusted for dividends Middle (green) is SPY prices not adjusted for dividends Bottom (orange) is the yield of the S&P500 which closely matches the yield of SPY less the small management fee. (click to enlarge) From charting sentiment for nearly 20 years, I’ve observed that major market (S&P500 or SPY) bottoms usually line up well with major spikes in the sentiment charts. The absolute levels are not as important as the relative levels of sentiment. For example, notice how the two biggest declines in SPY since the bottom in 2009 align with the two largest spikes in charts 1a and 1b above. Notes I trade SPY around a core position in my newsletter’s ” Explore Portfolio ” and with my personal account. With dividends reinvested, my explore portfolio holds 137.889 shares of SPY with a “break-even” price, after the 10/30/15 dividend, of $98.83. I also have the index fund version of SPY in both my newsletter’s “core” portfolios. SPY is the exchange traded fund for the S&P 500 Index. VTI is Vanguard’s “Total Stock Market” exchange traded fund. If you want to invest in a single fund, that is my first choice over SPY. I recommend SPY and several others in my core portfolios for more opportunities to rebalance. VOO is Vanguard’s new exchange traded fund that tracks the S&P 500 Index. It is a lower cost alternative to SPY. I own and write about SPY, as I have many years of data for it, but VOO could do slightly better than SPY over time because it has a lower expense ratio. Disclosure : I am long SPY and own the traditional index fund versions of VTI and VOO bought long ago in various taxable and tax deferred accounts. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

NRG: A Green Done Undone By Coal

CEO David W. Crane resigned and the market cheered. Some may have thought it was a green dream undone. The blame belongs to coal and natural gas, not to solar. The resignation of David Crane as NRG (NYSE: NRG ) CEO sent the stock up, and fossil fuel advocates celebrated the demise of a green energy pioneer. The opposite is the case. Crane was undone by a $1 billion bet made on coal, specifically the Petra Nova “clean coal” project outside Houston, which is also taking down about $167 million in Department of Energy money. Crane had offloaded half of the project to a Japanese company, and a story early this year said the plant was operating normally, but a link to it on the NRG site no longer works. The idea of Petra Nova was to find a market for carbon dioxide. Instead of treating it as a pollutant and releasing it into the atmosphere, Petra Nova captures it and ships it via pipeline for injection into oil and gas wells. The carbon dioxide is meant to displace oil and natural gas in the formations, sequestering it from the atmosphere, but pushing valuable hydrocarbons to the surface. It’s a clever idea, but as oil and gas prices have declined it’s as uneconomic as coal itself. As Crane himself indicated in a recent conference call the rest of the company is running smoothly. Crane predicted the company would generate $3 billion to $3.2 billion in Earnings Before Interest, Taxes, Depreciation and Amortization, and $1 billion to $1.2 billion in free cash flow, during 2016. That would mean the company, whose present market cap is $3.3 billion, is now worth barely more than next year’s EBITDA, and less than three times expected free cash flow. The company isn’t out of the financial woods. There was $20.9 billion in debt supporting $31 billion in assets at the end of September. NRG’s plan is to shrink that balance sheet by $1.4 billion over the 2016 fiscal year, and Crane was confident in his call that the “retail” segment of the business would let it do just that. Investors don’t believe that, in part, because of the continued low price of natural gas but also, in part, because of the holes coal has blown in the balance sheet. The stock is down 63% for the year and, before Crane’s resignation, it showed no signs of recovery. Chief operating officer Mauricio Gutierrez is a Crane protégé and, like him, based in Princeton, NJ. Nothing is expected to change under his leadership. Crane, meanwhile, is now free to seek what might, literally, be greener pastures.