Tag Archives: united-states

The NASDAQ 100: Pressured For All The Wrong Reasons, Buy QQQ

The NASDAQ 100 Index has been pressured of late along with the broader stock market. The catalysts have been the impending Fed action, lower energy prices and concern about high-yield debt and emerging markets. However, these catalysts are hardly direct risks for the 100 largest companies found within the NASDAQ 100 and QQQ. As a result, I see this weakness as a special opportunity to purchase these stocks at unwarranted discount via acquisition of QQQ. Fear has spread across the market. Major business media has raised the specter of a Fed rate hike that could stir trouble for emerging markets and high-yield debt. While it’s true that higher interest rates pressure borrowers on the margins, they should not immediately bankrupt them all. That is unless panic is pushed to the populace and investors immediately demand even greater yield for the debt that helps to sustain those fringe borrowers. Nevertheless, I see an opportunity here as the PowerShares QQQ Trust ETF ( NASDAQ: QQQ ) is being pressured for all the wrong reasons. The NASDAQ 100 has already been discounted by this issue and concern about lower energy prices, despite a lack of direct exposure to either. And there is a chance the NASDAQ 100 could sink further on these concerns this week. I would see any further decline as a very special opportunity, which I expect smart money would pounce upon, driving the QQQ to bounce higher not long thereafter. Indeed, the move higher may already be underway. Thus, I suggest using this wrongfully placed weakness as an opportunity to acquire the top NASDAQ stocks at discount by using QQQ. 1-Month Chart of QQQ at Seeking Alpha You can see in this 1-month chart of QQQ that the NASDAQ 100 Index has been under extraordinary pressure of late. The cause has been the same for all stocks, as evidenced by the moves of the SPDR S&P 500 Trust ETF (NYSE: SPY ) and the SPDR Dow Jones Industrial Average ETF (NYSE: DIA ). First, it is important to note the recent impact of lower energy prices. As America has charged toward energy independence, the energy sector has become a more important driver of American GDP. Thus, as energy prices have declined steeply and swiftly, the economies of the South and Midwest have been impacted. Energy stocks have been impacted as well, as energy producers and suppliers see smaller profit margins and are pressured to reduce capital spending. Some may be coming under financial stress as prices have fallen even further. But the NASDAQ 100 and our proxy for it, QQQ, are hardly exposed. Therefore this macro factor pressuring all stocks opens an opportunity to buy QQQ at misplaced discount. Looking to the factor of high-yield and emerging market exposure, the companies within the NASDAQ 100 are the 100 largest stocks mostly in the technology sector and including biotechnology. The largest of all firms are not usually fringe borrowers, and companies that fall out of economic favor tend to be replaced within the large stock market indexes composed of the blue chips before long. They are not borrowers on the fringe, and so the high-yield issue should not affect them. In fact, these larger companies may benefit from the failures and distressed asset sales of others as they gain market share and acquire strategic assets on the cheap. QQQ’s Top 10 Holdings % of Assets as of October 30 Apple (NASDAQ: AAPL ) 12.83% Microsoft (NASDAQ: MSFT ) 7.92 Amazon.com (NASDAQ: AMZN ) 5.51 Alphabet (NASDAQ: GOOG ) 4.60 Facebook (NASDAQ: FB ) 4.34 Alphabet (NASDAQ: GOOGL ) 4.02 Intel (NASDAQ: INTC ) 3.03 Gilead Sciences (NASDAQ: GILD ) 2.99 Cisco Systems (NASDAQ: CSCO ) 2.76 Comcast Corporation (NASDAQ: CMCSA ) 2.49 The top 10 holdings of QQQ are a who’s who of American technology, and also include a major biotechnology firm and e-commerce retailer. These are not companies starving for capital or finding it hard to come by. Thus, a quarter point rise in the benchmark interest rate should not burden them, nor should a full point increase over the course of the next year, should that result. Thus, as QQQ has come down, if these individual stocks have also fallen and are individually sporting strong alpha drivers, they should likely be purchased as well. The point is that we must study the details when macro drivers impact the broad stock market, because these broad moves in equities can open up opportunities in specific sectors of the market and in specific stocks. In this case, I suggest investors can benefit by taking stakes in the high-technology behemoths of America via QQQ. The security reflects a misplaced discounting by the drivers of fear and concern about oil prices, high-yield debt and emerging market risk. I cover the market and sectors of it regularly, along with other topics, and invite interested parties to follow my column here at Seeking Alpha .

Will The Supreme Court Alter Your Utility Investment Strategy?

An obscure legal case could impact several electric utilities in states where wholesale power pricing is controlled by Regional Transmission Organizations, such as PJM Interconnect. Demand Response technology is at the heart of the issue. Is the Federal Government overreaching into the territory of state’s rights? The US Supreme Court SCOTUS could be intruding into your electric utility investment strategy. In an obscure case entitled Federal Energy Regulatory Commission v. Electric Power Supply Association (FERC v EPSA), SCOTUS will settle a long standing dispute between the FERC and power producers. At the heart of the conflict is the implementation and impact of Residential Demand Response (DR) technology. Pricing for electricity and hence the profitability of several electric utilities hang in the balance. Demand Response is the ability of specific electric appliances to turn off during times of high cost power, also known as “smart” appliances. Stated more clearly: Conservation implies whether to consume energy; Efficiency deals with how to consume energy; Demand Response concerns when to consume energy. Oilprice.com offers an interesting recap of the issue: Demand-responders argue that a megawatt saved is financially equal to a megawatt produced by a power generator. The power generators who comprise EPSA recognize that DR will hurt them, reducing both power prices and their profitability, to the benefit of consumers. Adding DR to a power market is the competitive equivalent of adding more generators. Either way, added competition lowers prices. The issue before the court is whether the FERC can compel regional power producers to pay consumers who reduce their use of power at peak times and if so, at what price. An interesting analogy could be the government program to pay farmers for not planting crops. In this case, power companies would pay consumers not to use electricity from the grid during times of peak demand. Daily peak demand varies based on location. For example, in Arizona where air conditioning is a large portion of demand, Arizona Public Service bills customers the following schedule: The plans billed on an off-peak and on-peak basis, with a super peak period in the summer billing months of June – August. Off-peak hours are weekdays from 7 pm to noon and all day Saturday and Sunday, as well as 6 major holidays; on-peak hours noon – 7 pm weekdays are billed at a higher rate; super-peak hours (3-6 pm weekdays during June – August) are billed at the most expensive cost per kWh. Save money when you use more energy on weekends and weekday mornings before noon or evenings after 7 pm. From their rate card , APS off-peak hours are billed at $0.05517 per kWh while on-peak rates vary from $0.19847 in April and $0.24477 in May, with super-peak costing $0.46517 in June. FERC Order 745 implements a program where power producers pay retail customers the going purchase rate for power not consumed, if the demand response is economical and helps balance the energy load on the Grid. The power producers contend this overcompensates as the variable cost to generate electricity is less than the retail price. In addition, the power producers claim the Order is an over-reach by the FERC as retail power rates are set by individual state utility commission boards, some of which are elected by the general population. In May 2014, the DC Federal District Court of Appeals ruled in favor of the power producers, resulting in FERC’s appeal to the SCOTUS. The Circuit threw out FERC Order 745’s compensation calculation and found that FERC has no jurisdiction over Demand Response, placing jurisdiction back on the states. The amount of money Demand Response could represent are not insignificant. The table below is an estimate from GTM Research for the forecast of the U.S. demand response market – with and without FERC Order 745. Source In a review of Con Ed (NYSE: ED ), I discussed the implementation of the “Clean Virtual Power Plant” where ED is developing a network of solar panels and electricity storage to supply the Grid with power when the solar panels are ineffective. If this becomes a viable business model in connection with higher Demand Response expansion and the FERC Order 745 of paying the highest prices for DR, wholesale power prices controlled by Regional Transmission Organizations, such as PJM in the Mid-Atlantic and eastern Midwest, could alter profitability for power producers. Which electric utilities could affected? GTM Research offers the following map of the highest kW replacement from DR, by Regional Transmission Organization: (click to enlarge) As shown, 68% of the Demand Response reduction in MW demand comes from areas under the jurisdiction of PJM and MISO, and includes a large swath of 31 states. Utilities with power generation in these states affected include Exelon (NYSE: EXC ), FirstEnergy (NYSE: FE ), American Electric Power (NYSE: AEP ), Dominion Resources (NYSE: D ), and Duke Energy (NYSE: DUK ). More information can be found in an interesting article published by utilitydive.com. Investors should keep an eye out for the ruling by SCOTUS concerning FERC Order 745. The impact could affect the profitability of many utilities selling wholesale power in various RTO jurisdictions. Author’s Note: Please review disclosure in Author’s profile.

3 Strong-Buy American Funds Mutual Funds

American Funds – a segment of Capital Group – currently has nearly $1 trillion assets under management invested in mutual funds across a wide range of categories including both equity and fixed-income funds. The company generally focuses on providing long-term returns to investors. American Funds claims to have managers with an average of 27 years of investment experience. Meanwhile, its parent company, Capital Group, which currently has around $1.4 trillion assets, is one of the biggest investment management organizations of the world. Founded in 1931, the company offers a wide range of financial services all over the world through its offices in different regions including North America and Europe, and 7,000 associates. Below we share with you 3 top-rated American Funds mutual funds. Each has earned a Zacks Mutual Fund Rank #1 (Strong Buy) and is expected to outperform its peers in the future. To view the Zacks Rank and past performance of all American Funds mutual funds, investors can click here to see the complete list of American Funds mutual funds . American Funds New Perspective A (MUTF: ANWPX ) seeks long-term capital appreciation. ANWPX invests in companies throughout the globe in order to take advantage of changes in factors including international trade patterns and economic relationships. ANWPX primarily focuses on acquiring common stocks of companies that have impressive growth prospects. ANWPX may also invest in companies that are believed to pay dividend in the future to generate future income. The American Funds New Perspective A fund returned 5.1% in the past one-year period. ANWPX has an expense ratio of 0.75% compared to the category average of 1.28%. American High-Income Municipal Bond A (MUTF: AMHIX ) invests a major portion of its assets that provide a federal income tax free return or that have a return subject to minimum alternative federal tax. AMHIX invests a minimum of half of its assets in debt instruments that are BBB+ or Baa1 or below. The American High-Income Municipal Bond A fund has returned 4.1% in the past one-year period. As of September 2015, AMHIX held 1,272 issues, with 1.49% of its assets invested in Tobacco Settlement Fing Corp N Asset 5%. American Funds Intermediate Bond Fund of America A (MUTF: AIBAX ) seeks current income with capital preservation. AIBAX invests in bonds, other debt securities and money market derivatives with a dollar-weighted average effective maturity between three and five years. AIBAX invests in securities that are rated not below A- or A3. AIBAX focuses on acquiring securities that are denominated in the U.S. dollar. The American Funds Intermediate Bond Fund of America A fund has returned 0.7% in the past one-year timef rame. Mark A. Brett is the one of fund managers of AIBAX since 2009. Original Post