Tag Archives: lightbox

A Quick Example Of Rebalancing Theory At Work

I know I go on and on about disciplined rebalancing. In this article , I also address the concept that each asset class in your portfolio can be viewed as a form of “currency,” and can be expensive or cheap. Today, I merely wanted to share a quick real-world example of how this worked in my personal portfolio. The picture below is a 6-month graph from Yahoo Finance. The blue line represents the Vanguard REIT Index ETF (NYSEARCA: VNQ ), the red line the Vanguard Utilities ETF (NYSEARCA: VPU ) and the green line the S&P 500 average. Click to enlarge You will quickly notice that both VNQ and, even more dramatically, VPU have outperformed the S&P. As a result, the “overweight” indicator recently flashed up for both of them in my portfolio, to the tune of about 7-8% overweight. The red arrows represent my two recent sales to bring them back in line; VNQ on 5/9 and VPU on 5/13. Want to know a little secret? As I write this, both are now slightly underweight in my portfolio. The sharp drop you see in both at the very end of the graph is because the Fed minutes released today appear to indicate that a June rate hike is back on the table. As a result, all interest-rate-sensitive asset classes took a beating. So, now I have an opportunity to watch for a chance to possibly buy back in at lower prices. Not because I’m brilliant. Simply because I monitored and acted on my weightings in a disciplined manner.

‘Go For Growth’ Still A Sound Strategy In Today’s Market

Stocks perceived as mitigating the effects of market volatility were popular among investors in the first quarter. Big swings in equity markets drove a flight to quality that benefitted dividend-paying sectors such as Utilities and Telecommunication Services (which were the two best-performing sectors in both ACWI and the Russell 3000). We largely have avoided those sectors due to their elevated valuations and the fact that we don’t believe they offer the growth possibilities that are necessary to generate long-term returns. While some high-profile growth stocks trade at triple-digit P/E valuations today, the reality is that the vast majority of growth stocks do not, and we do not believe it is worthwhile to examine what is happening with the growth story. The case for growth stocks in a low-growth world is relatively straightforward. All else being equal, companies that are capable of delivering above-average growth in a low-growth world should be rewarded by investors over time. However, in investing, all else is rarely equal. A high-growth stock at an unsustainably high valuation can be just as risky as – or even more risky than – a company that is in secular decline. 2015 was the best year since 2009 for major U.S. growth indices (e.g., Russell 1000 Growth, S&P 500 Growth) versus their value counterparts (e.g., Russell 1000 Value, S&P 500 Value), so it makes sense to take a deeper dive. The median growth stock trades at a similar valuation (on both an absolute and relative basis versus non-growth stocks) to where it started 2015. For example, the median P/E of Russell 1000 Growth stocks that have no weight assigned to the Russell 1000 Value traded at a next 12-month P/E of 19.4 at the start of 2015. This group of stocks entered 2016 with a very similar next 12-month P/E of 19.5, and ended the first quarter at 19.7. Absolute valuations for this group as a whole are not cheap, and therefore, risks associated with coming up short of investor expectations can be high. However, the premium for these high-growth businesses versus the rest of the Russell 1000 is well within historical norms (see chart below). Against this backdrop, we continue to seek opportunities to own well-positioned, growth-oriented businesses with valuations that offer attractive compensation for the risks taken. The number of such opportunities might be fewer than earlier in the current market cycle, but we believe a selective and active approach to investing can maximize the likelihood of finding such companies today. Click to enlarge Investing in companies that can grow their earnings at rates above the trend in broad economic growth is particularly important in today’s slow-growth economy. As an illustration, we’ve taken returns in the U.S. equity market on a rolling 10-year basis and broken them down into how much came from earnings growth and how much came from changes in the P/E multiple (i.e., multiple expansion or contraction). Beginning in 1970, it has been earnings growth that has been more consistent and stable most of the time (see chart below). Historically, earnings growth has been a more reliable contributor to the returns we get as investors than multiple expansion. Click to enlarge While there certainly are periods in which multiple expansion drove or provided a boost to returns, changes in multiples have been quite volatile. In the 1980s and 1990s – when multiple growth helped returns – the market was coming off some attractive starting valuations and had a backdrop that was favorable for rising valuations. As a result, there was solid multiple expansion. But before that – and, more importantly, recently – not only could investors not rely on multiple expansion, they also had to deal with multiple contraction. This is one illustration of why we believe it is particularly important right now to focus on companies that are capable of growing their earnings on an individual basis, which, in our view, puts investors in a much better position to generate positive returns. Past performance does not guarantee future results.

4 Top-Ranked Invesco Mutual Funds To Bet On

With nearly $792.4 billion of assets under management, Invesco Ltd. (NYSE: IVZ ) offers financial solutions through a diverse set of investment vehicles across major equity, fixed income, and alternative asset classes. This leading global investment management company caters to a wide range of mutual funds including both equity and fixed income funds, and domestic and international funds. With nearly 750 investment professionals and more than 6,000 employees, the company offers financial services worldwide through offices in 20 countries. Below we share with you four top-rated Invesco mutual funds. Each has earned a Zacks Mutual Fund Rank #1 (Strong Buy) and is expected to outperform its peers in the future. To view the Zacks Rank and past performance of all Invesco mutual funds, Investors can click here to see the complete list of Invesco funds , their Zacks Rank and past performance. Invesco Global Real Estate Income A (MUTF: ASRAX ) invests the lion’s share of its assets in securities and other derivatives related to the real-estate domain. ASRAX may invest not more than 30% of its assets in securities that are rated below investment grade, commonly known as “junk bonds.” Invesco Global Real Estate Income A returned 5% over the year-to-date frame. As of March 2016, TVLAX held 165 issues, with 2.42% of its assets invested in Land Securities Group PLC. Invesco Developing Markets A (MUTF: GTDDX ) seeks capital appreciation over the long run. GTDDX invests a large chunk of its assets in securities of companies that are domiciled in developing countries and are believed to have an impressive growth prospect. The fund invests in securities of companies irrespective of the market capitalizations. Invesco Developing Markets A returned 12.7% over the year-to-date frame. GTDDX has an expense ratio of 1.43% as compared to the category average of 1.51%. Invesco Asia Pacific Growth A (MUTF: ASIAX ) invests a major portion of its assets in equity securities and depositary receipts of companies located in the Asia Pacific region, excluding Japan. ASIAX may also invest in other derivatives and instruments issued in the region. Though ASIAX invests in securities of companies across all capitalizations, it is expected to invest a notable portion of its assets in securities of companies with small- and medium-size market capitalization. Invesco Asia Pacific Growth A returned 2.8% over the year-to-date frame. Shuxin (Steve) Cao is one of the fund managers of ASIAX since 1999. Invesco Corporate Bond Y (MUTF: ACCHX ) seeks current income through preservation of capital. ACCHX invests a large share of its assets in bonds issued by corporate issuers. The fund is expected to invest a minimum of 65% of its assets in securities that are rated investment-grade. Invesco Corporate Bond Y returned 5.9% over the year-to-date frame. GTDDX has an expense ratio of 0.66% as compared to the category average of 0.86%. Original Post